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Provides eligible beneficiaries cashless access to covered secondary and tertiary hospital care at empanelled hospitals, subject to PM-JAY eligibility and package rules.
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) provides eligible beneficiaries cashless treatment for covered secondary and tertiary hospital care at empanelled hospitals.
NHA materials describe cover of up to ₹5 lakh per eligible family per year for covered services. Applicable packages, hospital participation and scheme rules apply.
Standard PM-JAY eligibility is based on the official beneficiary database and applicable State/UT rules, including criteria associated with SECC 2011. Income, caste or a BPL card alone should not be treated as proof of eligibility. Separately, Indian citizens aged 70 or above are covered under the senior-citizen expansion irrespective of income; check the official NHA service for enrolment and family-cover details.
NHA's senior-citizen FAQ says Aadhaar is the only enrolment document for the 70+ expansion and Aadhaar e-KYC is required. A universal current checklist for other beneficiaries was not confirmed. Check eligibility through the official NHA Beneficiary Portal or an authorized enrolment point; confirm the current process before visiting a hospital.
No general enrolment deadline was confirmed. Eligibility and covered services must be checked through official channels.
Last checked: 2026-10-02. NHA source pages and PDFs could not be directly retrieved during this review; confirm current eligibility and application instructions on the official portal.